Tim's Musings

Tim's Musings on USPAP and a Whole Bunch of Other Stuff

Tim muses a lot! He muses on USPAP, highest & best use, adjustments, due diligence, and other appraisal topics. His musings also cover appraisal reviewers, hangmen, naked accordions, and peregrinating trees. So, all those musings are here for you to enjoy.  If his musings bring a smile to your lips, so much the better. Tim’s goal, therefore, is to stimulate reasoned controversy and open debate. Nevertheless, when Tim’s muses strike, they strike him hard. As a result, Tim has no choice but to write them down. What you see below is the result of Tim’s muses beating on him.

Blog #134: “Make a Box and Whisker Graph Your Friend!”

INTRODUCTION Consider the lowly box-and-whisker (B&W) graph.  From any spreadsheet program, it is easy to make (it is part of the graphing function).  You’ll find it easy to read, too.  Clients generally understand it since it so clearly announces its own purpose.  From it, the appraiser gets an instant picture of the high and low

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Blog #133: “10 Questions on the Cost Approach.”

INTRODUCTION It is clear most appraisers do not like to do the Cost approach.  This may be because most appraisers simply do not appreciate its power.  Consider these 10 Cost approach questions. 10 QUESTIONS TO CONSIDER Take a look at these 10 questions on the Cost approach (and stuff related to it).  After you’re finished,

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Blog #132: “The Concept of Affordability?”

INTRODUCTION What do you know about the concept of affordability?  How do you account for it in your day-to-day appraising?  Should you account for it?  Does the concept of affordability even impact the typical first mortgage real estate appraisal? AH, MEMORIES! Remember the last time markets were this active, prices this hot, and housing supply

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